The HUD-1 Settlement Statement

The HUD-1, also known as the settlement statement, is a prescribed form from the U.S. Department of Housing and Urban Development (HUD). This form itemizes all of your charges imposed on the settlement of your real estate purchase or refinance.  

The HUD-1 is filled out by the settlement agent who will conduct the settlement.  I will personally review each item on your Settlement Statement prior to settlement to ensure that the charges are correct and are what you anticipated.